Rededication to this blog

Hello all,

I have neglected this blog recently, and I really miss posting here. Today, I am rededicating myself to this blog. I will find new followers and start following others. I will post on here, as you have seen me do before, my real life (pretty or not!). If you are just joining me, I hope you find something useful here! I am new to blogging, but I am learning every day.

My last blog post was in January and in February I had a car accident...actually, the person who hit me had the accident; I got the injuries! It has been a tough road to heal from the whiplash & associated problems. I am still going to the chiropractor seven months later. Have a lawsuit pending. So, that is about all I will say about that for now.

And, here is a report on Summer: Every summer I have the intention to work with my kids over the summer on their reading and math skills. We usually buy summer study books, flash cards, the whole shebang! And, as you might have guessed, usually the summer flies by and we rarely open the books. This year was similar, however, I decided several weeks ago that it was a conscious decision on my part to not push the kids and let them have fun this summer.

One of the reasons for this is our youngest will behaving surgery again (his 7th) at Shriner's Hospital and will be in a wheel chair for the first quarter of the school year. I wanted him to have some times to play all he wanted; run around, swim, and have fun. He will be having his heel cord lengthened (it is short now due to limb lengthening in 2008...he gained 1.5" in bone length, but the ligaments often don't stretch as well), and part of his femur straightened. So, he will be non-weight bearing for at least 6 weeks, hence the wheelchair. So, he has had a great summer, riding bikes, summer camps, going to the park, playing in the pool, etc.

Our second youngest (the one with autism) has had a great summer as well. In fact, he has grown a lot. He is nine. And, while it might be unusual for a parent of a nine-year-old to brag about these things, it is pretty amazing for him to be able to have done them: 1) he learned to ride a bike this summer. No training wheels, no crashing...he just took off & hasn't stopped since! He has had bikes for a long time now, but something just clicked this summer. 2) He also learned to tie his shoes!! He is very proud of that and now has to wear "tie" shoes everyday. 3) He is no longer in pull-up/good-nights at bedtime! Which saves us LOTS of money and him lots of embarrassment! 4) He is starting to play some team sports at the local boys & girls club. And, that is a big deal for a kid on the spectrum.

The grandbaby has grown by leaps & bounds. She is walking, running, laughing, and doing a little talking. She is funny and happy! The teenager has moved back to the town we lived in for 13 years prior to moving to this one (3 years ago) and moved in with a long-time family friend so she can go to school (community college) there since she took & passed her GED this spring.

Lots of changes and adjustments in our family. Fibromyaglia is mostly stable. Was diagnosed with type II diabetes last month. However, I also lost 30# after my diagnosis...still working on losing the rest!

That's all for now. I will try to post some "catch-ups" soon.
Best,
Jane

Money savings tips I have acquired (and wished I had been using more regularly!)

OK, times are tough for all of us. The budget in this house is being stretched thinner then ever before! So, aside from the obvious (eating out less, buying new things less often, not going on as many “road trips,” etc), I have been looking into some tips on extending the meager dollars that come into our household & I thought I would share with you. This is a compilation of ideas we have come up with along with things I have found at other websites, but I have tried hard not to plagiarize. Where a link is necessary, I have included it. Hopefully, these tips will make it easier for you to save some money too:

• Sign up for customer rewards programs in all stores in which you shop, even if you don’t shop there often. Yeah, I know this is a pain. I have had to add an extra ring to my key chain just to hold all those little key cards. However, I just found a GREAT site to fix this problem: http://www.justoneclubcard.com/ where you can add up to 8 barcodes from your various cards and create just one card! Also, set up a Gmail or Hotmail account for the email so you don’t fill your email account with spam.
• Don’t charge anything that will not outlast the time it takes to pay it off! Boy, I wish we had stuck to this rule when I read it years ago!

• Try to avoid spending a large amount of money to entertain children (see below for some great ideas), except on the rare occasion. Kids, especially younger ones, can be entertained rather cheaply (remember how much fun you had with just a large cardboard box when you where a kid?). Besides, if you start them out with an appetite for entertainment that costs a lot you will be well over-extended once they are teenagers! see: 90 cheap or free ways to entertain your kids and a NY Times article on entertaining your kids when you are out of energy
  

• Clean out those closets! If you don’t like the idea of having a yard sale, head to the consignment shop or ebay (how to sell on ebay link). This will give you more space, take away some of that guilt for not fitting into those pants, and simplify your life a bit.
• Avoid convenience foods (premade foods, microwavable, etc.). I know, this is a hard one if you work outside the home. But, try to move towards freezer meals you make yourself. “Once a month” cooking is a great way to save money AND creates less insanity during dinner-time on the weekdays after work (also can help you buy less take-out and ready-made meals). http://www.once-a-month-cookingworld.com/ When I was working full-time I did a lot of this type of cooking. Now if you have CFS or fibromyalgia, it might not be the best choice to spend the weekend cooking a months worth of meals (can you say: F-L-A-R-E?!) however, one good alternative is: when you do cook a meal, make it double or triple what you would normally do & freeze the balance. Eventually, you will have a nice stash in the freezer, and buying in bulk (larger packages or meats, etc) can help you save money as well.
• Invest in a few (well-reviewed) books that offer budget tips, investing tips, etc., that fit your lifestyle – One that seems to be really well-respected is: The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey. I actually just ordered this on Amazon and I am anxiously waiting for it to arrive.

• My new favorite site is CRAIGSLIST! It is amazing the things you can find on there. Not only a plethora of yard sales and some free stuff, but lots of other stuff that you might need for your home & family. There is also a “barter” section where people can let you know what they have & what they would like to barter for. We recently got a great (and large!) dining room table for $40 and some retaining wall bricks (we have been wanting to put a small one in since we moved into our house) for less than half the price in the store. They were new, the people just got too many for their wall. We got almost our whole wall finished with these bricks (we need 17 more)!

• I guess we have all thought about it, but I think there is no avoiding it any longer…it is time to start clipping coupons again. I used to do this a lot of in the late 80s, early 90s, but had stopped until recently (I didn’t have the time, it was too much of a pain, didn’t want to mess with the organizing, etc). Since I have started collecting coupons again I have found that a lot has changed! We are no longer limited to the Sunday paper inserts. There are many coupons you can print online. My favorite site is: http://www.couponloop.com/id133.htm (this site has most every coupon online at any given moment; saves a lot of time searching). Also, I found out you can buy coupons on ebay as well. Well, not the coupons per se but the “labor of clipping.” You can regularly get 100 coupons for $1-2 (plus shipping, which can range from $.50-2.00 – so, pay attention to shipping costs). In fact, while I was writing this I just won 100 coupons, all over $1.00 ea for $.99 + .59 shipping. Also, try doing some coupon exchanges with neighbors, friends, and relatives. This is something you can even do through the mail. But, make sure you are using the coupons wisely...see: http://www.grocerycouponguide.com/
  

• Buy a membership to your local children’s science & technology museum. They usually have great kid-friendly exhibits and a cool playground. You can then visit there as often as you wish AND, the pass usually allows you free (or 2 for 1) entrance into tons of other museums all over the country. Many museums have scholarships as well if you cannot afford the yearly pass.
  

• Speaking of scholarships: back when my girls were younger (and I was a single mom) we have very little money to do any kind of recreational activities. The city parks & recreation department often had not only affordable activities, but scholarships. I usually ended up paying a very small fee or nothing for them to participate in swimming lessons, ballet, karate, art classes, etc.

OK, this post is getting rather long! Let’s call it “part one” and I will add a “part two” later.

“Jane”